487 HARBOR DRIVE S INDIAN ROCKS BEACH FL 33785 MLS #TB8397563

487 HARBOR DRIVE S
INDIAN ROCKS BEACH, FL, 33785
$1,690,000
3 Beds
2.5 Baths
2,643 SqFt
0.17 Acres
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Welcome to an amazing opportunity on the southern tip of Harbor Drive. A slice of waterfront paradise facing southeast on the Boca Ciega. This block-constructed beauty was built in 2015 to sustain CAT 5 hurricanes, and it held strong, only experiencing some interior water damage, making it primed and ready for a full transformation. The bonus FEMA’s Substantial Damage Allowance opens the door to rebuild as-is or go vertical to elevate the dream. The saltwater pool and spa are dazzling with propane heat, surrounded by lush tropical landscaping. Enjoy a sunrise coffee, a midday float followed by an evening dinner waterside. The location is quiet, private and tucked way back at end of a cul-de-sac with no HOA, no rental restrictions and all the short-term potential your portfolio craves. All this comes with the charm and character of Indian Rocks Beach (IRB), where the old-school Florida beach-town vibe exists and thrives. IRB is home to beloved local restaurants serving up freshly caught, just off the boat seafood, a public boat ramp, tennis courts, playgrounds, and of course, white sandy beaches that stretch for miles and miles. There is even a community garden, dog park and endless fun on and off the water, from paddle boarding to pub hopping. This isn’t just a home, it’s a launchpad for a lifestyle and legacy. Bring your vision. Build your future. The coast is calling.

Property Details

Price:
$1,690,000
MLS #:
TB8397563
Status:
Active
Beds:
3
Baths:
2.5
Address:
487 HARBOR DRIVE S
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
INDIAN BEACH RE-REVISED 23RD ADD
Neighborhood:
33785 – Indian Rocks Bch/Belleair Bch/Indian Shores
City:
INDIAN ROCKS BEACH
Listed Date:
Jun 19, 2025
State:
FL
Finished Sq Ft:
2,643
Total Sq Ft:
2,643
ZIP:
33785
Lot Size:
7,196 sqft / 0.17 acres (approx)
Year Built:
2015
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Schools

Elementary School:
Anona Elementary-PN
Middle School:
Seminole Middle-PN
High School:
Largo High-PN

Interior

Appliances
Electric Water Heater
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Travertine
Heating
Central, Electric
Laundry Features
Inside, Laundry Room

Exterior

Community Features
Fishing, Intracoastal Waterway, Water Access, Waterfront
Construction Materials
Block, Stucco
Exterior Features
Dog Run, Irrigation System, Lighting, Outdoor Kitchen, Private Mailbox, Rain Gutters, Sliding Doors
Other Structures
Shed(s)
Parking Features
Boat, Circular Driveway
Roof
Tile

Financial

Tax Year
2024
Taxes
$7,895

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Community

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487 HARBOR DRIVE S
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