487 HARBOR DRIVE S INDIAN ROCKS BEACH FL 33785 MLS #TB8397563

487 HARBOR DRIVE S
INDIAN ROCKS BEACH, FL, 33785
$1,549,000
3 Beds
2.5 Baths
2,231 SqFt
0.17 Acres
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Exceptional Waterfront Opportunity on the Intracoastal Wayerwsy! Located at the quiet southern tip of Harbor Drive, this 2015 POURED CONCRETE constructed residence offers both resilience and remarkable potential. Designed to withstand Category 5 hurricane conditions, the home remained structurally sound, sustaining only minor interior water intrusion—positioning it perfectly for a complete renovation or custom redesign. Benefiting from FEMA’s Substantial Damage Allowance, buyers have the rare option to rebuild in place. The southeast-facing waterfront captures brilliant sunrises and open bay vistas, with a private dock, boat lift, and propane-heated saltwater pool and spa surrounded by lush tropical landscaping—creating a resort-style retreat ideal for morning coffee, lazy afternoons on the water, and evening waterfront dining. Nestled at the end of a cul-de-sac, this property combines privacy with freedom—no HOA, no rental restrictions, and strong short-term rental potential. Indian Rocks Beach delivers the quintessential coastal lifestyle with miles of white sandy beaches, a public boat ramp, tennis courts, playgrounds, and local dining featuring fresh-caught seafood. Community amenities, including a garden and dog park, complement endless water-based recreation, from paddleboarding to boating. This property represents more than a home—it is a premier waterfront canvas for creating a lasting coastal legacy.

Property Details

Price:
$1,549,000
MLS #:
TB8397563
Status:
Active
Beds:
3
Baths:
2.5
Address:
487 HARBOR DRIVE S
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
INDIAN BEACH RE-REVISED 23RD ADD
Neighborhood:
33785 – Indian Rocks Bch/Belleair Bch/Indian Shores
City:
INDIAN ROCKS BEACH
Listed Date:
Jun 19, 2025
State:
FL
Finished Sq Ft:
2,231
Total Sq Ft:
2,643
ZIP:
33785
Lot Size:
7,196 sqft / 0.17 acres (approx)
Year Built:
2015
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Schools

Elementary School:
Anona Elementary-PN
Middle School:
Seminole Middle-PN
High School:
Largo High-PN

Interior

Appliances
Electric Water Heater
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Travertine
Heating
Central, Electric
Laundry Features
Inside, Laundry Room

Exterior

Community Features
Fishing, Intracoastal Waterway, Water Access, Waterfront
Construction Materials
Block, Stucco
Exterior Features
Dog Run, Irrigation System, Lighting, Outdoor Kitchen, Private Mailbox, Rain Gutters, Sliding Doors
Other Structures
Shed(s)
Parking Features
Boat, Circular Driveway
Roof
Tile

Financial

Tax Year
2024
Taxes
$7,895

Map

Community

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487 HARBOR DRIVE S
INDIAN ROCKS BEACH, FL