521 HARBOR DRIVE N INDIAN ROCKS BEACH FL 33785 MLS #TB8346260

521 HARBOR DRIVE N
INDIAN ROCKS BEACH, FL, 33785
$2,500,000
2 Beds
2 Baths
3,334 SqFt
0.41 Acres
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Exceptional Opportunity on sought after Harbor Drive North – imagine building a new UNELEVATED home to code – neighbors have. SHORT TERM RENTALS allowed. EXCELLENT seawall and unparalleled potential with this rare waterfront property, located on one of the highest streets in Indian Rocks Beach on a coveted AE8 flood zone parcel which means this will likely allows you to build an UNELEVATED new home like the one down the street at 498 Harbor Dr being completed June 2025 – check it out. . This home during Hurricane Helene, only got a few inches of water and a testament to its higher elevation and resilient location.
This offering includes two connected waterfront lots (at 74 x 120’ each), providing endless possibilities. Keep them together for an extraordinary estate or explore the potential of splitting them to create two distinct properties. Build your dream home on one lot while living comfortably in the existing residence—a spacious 2-bedroom, 2-bath home with 1,883 sq ft of living space and an attached 2-car garage.
Step outside to your private oasis: Complete with a covered pool perfect for sunny Florida days; A large composite dock with built-in bench seating, the ideal spot to soak in breathtaking sunsets over the water; A circular driveway offering ample parking, perfect for hosting your family and friends;
Nestled on a quiet street and also on a broad basin of water so you’re not looking at your neighbors when outside. Enjoy relaxing and your privacy and still great proximity to vibrant local amenities. You’re just moments from popular restaurants, charming shops, and the beautiful Gulf beaches. Plus, this neighborhood allows short-term rentals, unlocking even more investment potential—imagine two income-generating properties or one luxurious retreat. Where else can you find two large adjacent lots like this, in such a prime beach location with seawalls in great shape and a large composite dock and pool, priced below land value? Whether you envision a grand waterfront estate, dual investment properties, or your slice of paradise, the possibilities are as vast as your imagination. Don’t miss this rare chance to own a piece of Indian Rocks Beach waterfront at an exceptional value. Floor plan is available in photos. This home took minimal water (below baseboards) during Hurricane Helene. Don’t miss virtual tour.

Property Details

Price:
$2,500,000
MLS #:
TB8346260
Status:
Active
Beds:
2
Baths:
2
Address:
521 HARBOR DRIVE N
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
INDIAN BEACH RE-REVISED 29TH ADD
Neighborhood:
33785 – Indian Rocks Bch/Belleair Bch/Indian Shores
City:
INDIAN ROCKS BEACH
Listed Date:
Feb 7, 2025
State:
FL
Finished Sq Ft:
3,334
Total Sq Ft:
3,334
ZIP:
33785
Lot Size:
17,760 sqft / 0.41 acres (approx)
Year Built:
1963
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Schools

Interior

Appliances
Other
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Terrazzo, Tile
Heating
Heat Pump
Laundry Features
Electric Dryer Hookup, In Garage, Washer Hookup

Exterior

Architectural Style
Florida
Construction Materials
Block, Concrete, Stucco
Exterior Features
Sliding Doors
Parking Features
Circular Driveway, Garage Faces Side, Off Street, On Street
Roof
Tile

Financial

Tax Year
2024
Taxes
$9,967

Map

Community

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521 HARBOR DRIVE N
INDIAN ROCKS BEACH, FL